FIXED RATE FLEX PAY

Pacific Coast Financial offers this flexible payment Fixed Rate Loan product for customers that need maximum control and pay flexibility in their home loan. With up to five or more payment options each month, there's a choice for everyone.

What is an FLEX PAY Loan (Adjustable Rate, Flexible Payment)?

A FLEX PAY Loan is an Fixed Rate Mortgage where the interest rate is fixed for a number of years depending on the program you chose yet the payments adjust annually. Payment options are provided to you on each monthly statement. Pay less than the interest owed, pay only interest, or even pay the normal principle and interest payment.

On a $500,000 loan you could have monthly payments as low as $1,264.

Why choose a FLEX PAY Mortgage?

During the fixed rate period of the mortgage, you will pay a very low minimum payment that will be be fixed during the fixed interest period of your loan. This rate could be as low as 1.000%! The money that you save during the first year can allow entrepeneurs and investors to use this extra cash flow towards other investments. It's also great for homeowners with variable income. While an FLEX PAY LOAN isn't right for everyone, many people with heavy control over their finances benefit from the extremely low payments.

Live in an area of high appreciation? An FLEX PAY Loan could save you thousands of dollars! Just ask one of our loan advisors at 1-800-455-1525 if the  FLEX PAY is right for you.

FLEX PAY Loan Overview

• 15 year, 30 year, and 40 year amortization schedules available.
• Stated Income and/or Stated Assets allowed for Good credit scores.
• No Ratio options available for some Flex FLEX PAY products.
• Low lender fees. Free escrow wavers (Make money on your taxes and insurance).
• Available for primary residence, secondary residence, and investment property.
• Warrantable and Non-Warrantable condos and multi-family property options.

Give Pacific Coast Financial a call at 1-800-455-1525 to speak with an mortgage expert who can help you determine which loan program is best for you!

 It's Quick, It's Easy, It's Free!